About Martin Kleinbard
My fintech career path has weaved through the intersections of risk, product, and policy. Highlights include:
-
Launching the first installment loan product in modern Amex history
-
Building out Bread Finance's credit and fraud risk departments from Series B through post-acquisition
-
Lead author on the most comprehensive public report on BNPL's market trends and consumer impacts
Today, I advise consumer credit lenders and vendors on a variety of topics, ranging from the tactical (risk decision engine inputs, vendor and client selection) to the strategic (product-market fit analysis, intra-industry branding). I also produce written content to meet clients' needs across the spectra of format, content, and intended audience. My goal is to deliver the insights that help clients connect the individual grains of sand that lead to an expansive horizon.
